Accelerate Your Business: Instant Issue Life & Top Commissions!

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July 30,  2025
Published by: Christy Downs

Calling all FFP agents already writing Foresters business! Get ready to supercharge your sales process with the exciting new Foresters Live Well Plus product, recently unveiled at an FFP University hosted by Coffee with Closers. This innovative offering is all about speed and efficiency, designed to get your clients covered faster and boost your commission cycle.

The Need for Speed: Instant Issue Advantage

Foresters Live Well Plus is a game-changer. Imagine completing an illustration, application, and even getting a contract delivered in as little as 30-40 minutes. With this 100% digital process, clients can receive an approval (or referral/decline) within 15-20 seconds of signing the application. For agents like you, already familiar with Foresters, this means:

  • Quicker Submissions to Commissions: Accelerate your earnings with rapid policy issuance.
  • Enhanced Client Experience: Impress clients with near-instant coverage and a seamless digital journey.
  • Streamlined Workflow: Leverage a truly efficient system that integrates illustration, application, and delivery.

What Sets Live Well Plus Apart (for you!)

Live Well Plus is a dividend-paying whole life product, building on the strong foundation you know from Foresters' Advantage Plus, but with key process enhancements:

  • Generous Face Amounts: Secure coverage from $25,000 up to $2 million (Preferred Plus, through age 50), and substantial amounts for older ages or those with health considerations (e.g., $500,000 for Table 6, $1.25 million up to age 60).
  • Flexible Riders: Benefit from added options like a 15-year term and a new spousal term rider, making it ideal for various concepts, including "infinite banking" and debt elimination strategies.
  • Competitive Performance: Despite the instant issue, Live Well Plus remains highly competitive in terms of cash value accumulation and death benefit, very closely mirroring the performance of Advantage Plus.
  • Simplified Underwriting: It features a robust field underwriting process where your pre-screening helps ensure a smooth, instant decision. While some differences exist (e.g., not for 1035 exchanges or I-10 business at this time), knowing these upfront will guide you to the right product for your client.
  • Easy Conversions: Convert term riders without evidence of insurability, with full compensation paid from the second policy year.

Get Started Today!

To start leveraging the power of Foresters Live Well Plus, here's what to do:

  1. Register: Head to Foresters' easy biz website and register for the new Afficiency platform.
  2. Train: Utilize the available training materials, including daily and recorded webinars, product guides, and underwriting guides.
  3. Qualify: Cases written with Live Well Plus count towards Foresters' exciting sales contests, including "Fund Your Dreams" and the prestigious Hotel del Coronado trip.

This new product is a testament to Foresters' commitment to innovation and efficiency. Don't miss out on the opportunity to elevate your sales and better serve your clients with this cutting-edge solution! Email [email protected] to join this contracting opportunity.

 

Disclaimer: This blog post is for informational purposes only and does not constitute financial or investment advice.