Disability

Close up of hand moving wheel of wheelchair.
What is Disability Insurance?

Disability insurance is designed to pay out a percentage of the policyholder's current wages if he or she becomes unable to work. There are two types of disability policies available: Short-Term Disability(STD) and Long-Term Disability(LTD).

Short-Term Disability

These policies have waiting periods of up to 14 days with a maximum benefit period of two years

Long-Term Disability

LTD policies have waiting periods of several weeks to several months with a maximum benefit period that ranges from a few years to the remainder of the client’s life.

Some of the carriers we work with include
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Join FFP Insurance Services

For access to our Disability Protection Products, give us a call.