Stand Out from the Crowd: Offer More Than Just Life Insurance with Foresters

May 28, 2025
Published by: Christy Downs
Are you a life insurance agent constantly searching for a competitive edge? In a crowded marketplace, simply offering death benefits isn't always enough to capture attention and close deals. What if you could provide your clients with unique, no-cost benefits that truly differentiate your offering and provide tangible value to their families and communities? Look no further than Foresters, a fraternal insurance company that goes beyond traditional policies to empower your sales and serve your clients in extraordinary ways.
Foresters' unique "fraternal advantage" means they invest their tax savings back into their members through incredible benefits. Imagine offering competitive scholarships up to $10,000 for college-bound children and grandchildren, an Orphan Benefit that provides significant monthly support and scholarships if both parents pass away, or even Community Grants of up to $1,500 for local improvement projects. You can even help clients create essential legal documents like wills and powers of attorney at no additional cost through their LawAssure program. These aren't just selling points; they are powerful, proven tools that resonate deeply with families and community-minded individuals, helping you secure appointments and build lasting client relationships.
- Key Member Benefits:
- Competitive Scholarships: Annual scholarships of $2,500 (automatically renewed for up to 4 years, totaling $10,000) are available for members, their children, and grandchildren for trade schools, universities, and junior colleges. Eligibility is based 65% on community service (minimum 200 hours in 24 months) and 35% on GPA (minimum 3.2). The podcast highlights that FFP agents' clients have a high success rate in obtaining these scholarships.
- Orphan Benefit: If both parents who are Foresters members pass away, their orphaned children receive $900 per month per child until they turn 18, in addition to the life insurance death benefit. This can amount to almost $500,000 for multiple children over time. There are also automatic scholarships for orphans: $6,000/year for 4 years if both parents pass, $1,500 if one parent passes, and $3,000 if a single parent passes.
- Community Grants: Members can apply for community grants up to $1,500 (and $200 "simpler grants" twice a year) to improve community spaces or support charitable initiatives. These grants require a volunteer opportunity and must benefit the community as a whole. Ed shares successful pitching strategies for securing appointments by offering "free money" through these grants.
- LawAssure: An online platform for members to create wills, powers of attorney, and healthcare directives at no cost. This is a valuable benefit, as these legal documents typically cost between $1,500 and $3,500.
- Orphan and Higher Education Benefits: Additional benefits include a $750 benefit to cover course fees or textbooks for members who are displaced from their jobs, and an online professional development system.
Ready to leverage these unparalleled benefits and boost your sales? FFP Insurance Services can show you how to effectively integrate Foresters' offerings into your portfolio. Their team has deep experience in helping agents understand and market these unique advantages, turning "free money" into a powerful conversation starter and a catalyst for new business. Don't miss out on the opportunity to offer your clients something truly special and rewarding. Reach out to FFP Insurance Services today to learn more and unlock the full potential of Foresters' member benefits.
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Disclaimer: This blog post is for informational purposes only and does not constitute financial or investment advice.