Your 2026 Edge: New Carriers and Solutions for Life Insurance Agents

The key to standing out as a life insurance agent is constantly enhancing your product portfolio. This week's Coffee with Closers focused on that mission, introducing four powerful carriers to help you dominate 2026. The highlight is the addition of Columbus Life, which brings a highly competitive Indexed Universal Life (IUL) product line. Why switch? Columbus Life offers top-tier compensation with 12 years of renewal commissions and even a lifetime trail that can be passed to a beneficiary. Even more critical for your clients is their use of the Lien Method for living benefits, which means you can offer a guaranteed, upfront payout amount for critical or chronic illness, without the worry of depleting the entire death benefit. For life insurance agents, this is a clear, powerful sales story that builds trust.

In addition to life insurance, we've expanded our annuity lineup with Allianz and Revol 1, recognizing that annuities are a natural, necessary part of a life insurance agent’s toolkit. Allianz brings the highly unique "lock-in" feature on their indexed annuities, allowing clients to secure market gains before their annual contract date—a game-changer for accumulation. Revol 1, meanwhile, continues to offer market-leading rates on its Multi-Year Guaranteed Annuities (MYGAs) and a Fixed Indexed Annuity with a guaranteed minimum 8.5% cap for six years. Repositioning underperforming CD or money market funds into these powerful annuities is an immediate way for life insurance agents to help their clients and generate significant new business.

Finally, we are doubling down on Illinois Mutual, focusing on two high-potential products you should be writing right now. Their Single Pay Whole Life is the most effective way for clients to turn a single premium into a substantial, guaranteed, tax-free legacy for their family. This is an essential solution for the Baby Boomer market's "leave-on" money. Additionally, their Simplified Issue Whole Life is a truly underwriting-friendly product, offering up to $50,000 in coverage for seniors up to age 85, opening doors for life insurance agents to help clients who may have been declined elsewhere. These carriers are not just options; they are the strategic additions you need to elevate your value and sales in the coming year. Get contracted now to hit the ground running!